Privacy Policy

Your Privacy is important

Shawna McDonald strongly believes that the responsible use of personal information collected on its websites is critical to its business objectives and reputation.

Your e-mail address and other details will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any Shawna McDonald related entity for the purpose intended or as required to be disclosed under law.

By submitting data on the Shawna McDonald website, the visitor is providing explicit consent to transmission of data collected on the website.

I treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that the website may contain links to other sites that are not governed by this or any other privacy statement.

Last Updated: September 15, 2013

Fair Lending

Discrimination in mortgage lending is prohibited by the federal Fair Housing Act and HUD's Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law. The Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status or handicap (disability):

  • Refuse to make a mortgage loan ;
  • Refuse to provide information regarding loans ;
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees ;
  • Discriminate in appraising property ;
  • Refuse to purchase a loan or set different terms or conditions for purchasing a loan.

Filing a Complaint

If you have experienced any one of the above actions, you may be the victim of discrimination. Recognizing the signs of lending discrimination is the first step in filing a complaint. HUD investigates your complaints at no cost to you. If you believe you have experienced lending discrimination, visit the housing discrimination complaint website to learn more about the complaint process. The Federal Agency that administers compliance with the law concerning this company is the Federal Trade Commission, Pennsylvania and 6th Street N.W., Washington, DC 20580.

Shawna McDonald is an Equal Opportunity Loan Advisor and adheres to these laws.

MLS Reverse Mortgage Licensing

Borba Investments, Inc.
dba MLS Mortgage, dba MLS Reverse Mortgage
 State  License Number
 California  CA Department of Real Estate #01456165
 Florida  Office of Financial Regulation Mortgage Broker Business License #MBB 0800812, Mortgage Broker License #MB 0862416
 Idaho  Department of Finance Mortgage Broker / Lender License #MBL-6909
 Oregon  Division of Finance and Corporate Securities. License #ML-3743
 Washington  Department of Financial Institutions Mortgage Broker License #510-MB-50216
 NMLS #  76801