Refinance or Do a Reverse Mortgage?

A careful couple find themselves short on cash. They’re ready to borrow against their home’s value … but how?
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10 Reasons to Get a Reverse Mortgage

1) The homeowner intends to live in the home for the foreseeable future.
2) If there’s a need for monthly cash flow without having to sell stocks or other assets at a loss.
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Should I File for Social Security Now or Later?

A Reverse Mortgage Credit Line Loan Can Help You Wait to Start Your Social Security Benefits, here is an Informative Article from Schwab Investments
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Should You Use a Reverse Mortgage to Pay for In-Home Care?

Someone turning 65 has nearly a 7-in-10 chance of needing long-term care in the future, according to the Department of Health and Human Services, and many don’t have the savings to manage the cost of assisted living.
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How Do Rising Interest Rates Affect Reverse Mortgages?

I’m often asked lately by new clients, as interest rates are on the rise, “Why do I care if interest rates are rising? I don’t make a monthly payment on a reverse mortgage”
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AARP: Surging Senior Debt Threatens Retirement Security

Total debt among the American population has nearly doubled since 1999, threatening the retirement security of millions of Americans, exacerbated by stagnant wages and rising costs of living.
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Forbes: Reverse Mortgage Could Help Calm Stock Market ‘Jittery Nerves’ of Retiree Investors

This is an excerpt from a Forbes Magazine article in February of 2022, Courtesy of Chris Clow, Reverse Mortgage Daily...
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A Reverse Mortgage Loan Could Help Eliminate Debt in Retirement

Among a series of major decisions anyone should make in the decade leading up to or in actual retirement is what can be done about any outstanding debt that could threaten the stability of fixed income and investment sources...
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92% of Seniors Want to Age in Place and a Majority See the Home as ‘Most Valuable Asset’

An overwhelming majority of surveyed seniors revealed that they would prefer to age in place in their current home...
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The Strategic Financial Planning Use of a Reverse Mortgage Loan

Many financial experts have started viewing reverse mortgages positively and strategically: A paid-off house is an asset, or a nearly paid off asset, as similar to a retirement portfolio...
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What’s the Benefit to Me Working with a Local Reverse Mortgage Specialist?

Hello, thank you for stopping by my website, Sierra Foothills Reverse Mortgage, I am Grass Valley’s only specialty reverse ...
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Financial Planners Discover a Unique Retirement Planning Tool

Unlike traditional home equity lines of credit which require a monthly payment and can be closed or reduced at a bank’s discretion, a RM credit line...
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Financial Planner: Reverse Mortgages Can Offer Path to Retirement ‘Paycheck’

Managing finances in retirement can be difficult for a senior, most especially if someone is already strapped for cash...
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During Virus Crisis Financial Planners More Receptive to Reverse Mortgages

Reverse Mortgage Loans Now Being Started and Completed by Phone from the Comfort of Your home...
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Wall Street Journal: Reasons Retirees Should Consider a Reverse Mortgage

According to Professor Benjamin Harris, executive director of the Kellogg Public-Private Interface at Northwestern University’s Kellogg School of Management, in a column at the Wall Street Journal...
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For Reverse Mortgages, Financial Disaster Equals A Financial Buffer

The COVID-19 pandemic has wreaked havoc on many industries indiscriminately, from energy to food service and seemingly everything in-between....
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